About RateBeacon

RateBeacon is an independent mortgage rate information and lead-referral service. Our mission is to help American homeowners and homebuyers make informed decisions by providing transparent, up-to-date mortgage rate data and matching them with vetted lending partners.

What we do

• Aggregate national-average mortgage rates from public sources (Freddie Mac PMMS via FRED).
• Publish daily insights on rate trends, refinancing strategy, and homebuyer education.
• Connect borrowers with licensed lenders who compete for their business.

What we are not

RateBeacon is not a lender, mortgage broker, or financial advisor. We do not originate loans. Rates and quotes you receive will come directly from licensed partner lenders.

Editorial independence

Our editorial content is independent of our partner relationships. Articles are written for accuracy and reader benefit, not lender promotion.