Updated May 11, 2026
Today's Mortgage Rates, side-by-side.
Compare live national-average rates and get personalized offers from top US lenders. No fees, no obligation, no impact on your credit score.
2.4M+ borrowers helped4.9/5 lender ratingBank-level encryption
National average rates.
Sourced from Freddie Mac's Primary Mortgage Market Survey (PMMS). Rates are weekly national averages and may differ from offers you'll receive based on your credit profile, loan amount, and location.
National Average Mortgage Rates
Source: Freddie Mac PMMS via FRED · Updated April 28, 2026
| Loan Type | Rate | APR | Change |
|---|---|---|---|
| 30-Year Fixed | 6.78% | 6.85% | 0.02 |
| 15-Year Fixed | 6.05% | 6.12% | 0.03 |
| 30-Year FHA | 6.45% | 7.18% | 0.01 |
| 30-Year VA | 6.32% | 6.60% | 0.00 |
| 30-Year Jumbo | 7.05% | 7.12% | 0.01 |
| 5/1 ARM | 6.25% | 7.40% | 0.04 |
Lock in Lower Rates
Our partner lenders compete for your business, often beating bank advertised rates by 0.25%–0.75% APR.
Real Numbers, Not Teasers
Every quote includes APR, monthly P&I, closing costs, and points—so you can compare apples-to-apples.
Vetted Lenders Only
We only work with lenders rated A or higher with the BBB and licensed in your state.